Can I use Benjamin without linking a bank account?

If you choose to use Benjamin without linking a bank account, you can still participate in earning activities—but there are limitations on how you can earn and withdraw rewards, and you will have fewer payout options.

What you can’t do:

• Earn cash back from purchases made with a debit or credit card
• Withdraw funds directly to a bank account
• Participate in high-value promotions that require a verified account for eligibility

What you can do:

• Earn rewards through gaming offers, surveys, and special promotions
• Scan receipts to earn cash back on eligible purchases
• Browse and activate cash back offers for online shopping

Linking a bank account is easy and secure, and helps you earn more rewards and receive them faster!